What is Fire and Special Perils Insurance?
- Buildings.
- Contents – furniture, household, and office.
- Stock-in-trade.
- Plant and machinery.
- Rent loss.
This insurance product covers:
Apart from covering tangible materials such as buildings, furniture, household, and office items, the cover can also be extended to include the allied perils of flood, burst, leaking or overflowing water pipes, apparatus, and tanks, storm damage, riots and strikes, including malicious damage.
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- Fire, lightning and limited explosions
- Natural disasters such as earthquakes, and floods
- Malicious damage
- Spontaneous combustion
- Escape of water from any tanks or water storage apparatus
A basic fire policy covers damage or destruction to property by fire, lighting, or other domestic explosions.
Yes, so long as the damage is as a result of fire and your policy covers the contents of the house.
Yes, you can.
Yes, you can make a debit standing order to make payments to our bank account.
No, your policy is not transferable.