Safeguard against
critical illnesses
In the event of a big health emergency,
this insurance product could be the
only thing protecting you from financial ruin.

What is the Critical Illness Cover?

The Critical Illness plan is an insurance policy that pays out a lump sum in the event the insured person is diagnosed with a specified Critical Illness during the ongoing term of the policy.
What's in it for you?
  • The cover amount ranges from NGN500,000 to NGN30,000,000.
  • The policy term is from 3 to 15 years.
  • An optional 10% cashback is available at the end of the policy term.
  • Option to renew the policy at the end of the policy term.
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How do I apply?

Step 1: Sit down with a Business Development (BD) Officer

Step 2: The BD officer will run a quotation in relation to the sum assured by the client.

Step 3: The proposer will then complete the application form and provide all required documents.

Step 4: The BD Officer will kickstart the process.

Below is a step by step process on how to apply:

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We pride ourselves on being there to help our customers should they require assistance. Contact us today and we will get you started.

Here is what you need to know about this cover:

    The minimum entry age is 18, the maximum entry age is 67 and the ceasing age is 70 years.

    Premium payment frequency is made on a monthly, quarterly or annual basis.

    All applicants are required to fill out a medical questionnaire and a medical test is required for cover above NGN10,000,000 as well as applicants above 46 years old.

    The following medical conditions are fully covered under this solution:

    • Heart attack
    • Stroke
    • Cancer
    • Coronary Bypass Graft
    • Major Organ Transplants, Heart, Kidney, Liver, Bone Marrow, Lungs, Pancreas
    • Kidney Failure
    • Coma

    Policy surrender or withdrawal is not applicable.