What is the Critical Illness Cover?
- The cover amount ranges from NGN500,000 to NGN30,000,000.
- The policy term is from 3 to 15 years.
- An optional 10% cashback is available at the end of the policy term.
- Option to renew the policy at the end of the policy term.
Step 1: Sit down with a Business Development (BD) Officer
Step 2: The BD officer will run a quotation in relation to the sum assured by the client.
Step 3: The proposer will then complete the application form and provide all required documents.
Step 4: The BD Officer will kickstart the process.
Below is a step by step process on how to apply:
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- Heart attack
- Coronary Bypass Graft
- Major Organ Transplants, Heart, Kidney, Liver, Bone Marrow, Lungs, Pancreas
- Kidney Failure
The minimum entry age is 18, the maximum entry age is 67 and the ceasing age is 70 years.
Premium payment frequency is made on a monthly, quarterly or annual basis.
All applicants are required to fill out a medical questionnaire and a medical test is required for cover above NGN10,000,000 as well as applicants above 46 years old.
The following medical conditions are fully covered under this solution:
Policy surrender or withdrawal is not applicable.