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Questions and Answers.
Will my medical expenses be covered under this policy
Yes. Medical expenses are covered
Should I take up a homeowners or a householder insurance?
If you are a landlord, the Homeowners Insurance is more suitable for you as it covers the building as well as contents against damage due to fire, flood or theft. The Householder is more applicable if you are renting an apartment as it affords you the opportunity to cover your personal belongings only.
We are building a house, how do I insure the building while under construction?
You can insure the house under construction, under engineering policy cover [Contractors all risk].
It covers the liability of the building under construction, damage to plants.
Does my fire policy cover household goods?
Yes, so long as the damage is as a result of fire and your policy covers the contents of the house
What is the difference between Comprehensive and third party Motor Insurance?
Third party Insurance is a compulsory insurance which covers only the third party in the event of an accident. The policy holder's vehicle is not covered. Comprehensive insurance covers both policy holder and third party(ies) in the event of an accident.
Will my policy be uploaded on NIID after I purchase the policy?
Yes, your policy will be uploaded on the NIID platform as soon as your certificate is issued