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Plant All Risk
Your projections help you foresee your plant’s growth; our policy helps you protect your plant against the unforeseen.
The Old Mutual Plant All-Risks cover is designed to protect everyone who operates a machinery.
In most cases, these plants work under extreme environmental conditions of e.g. dust, hard terrain, slippery or wet conditions etc. and are therefore exposed to severe wear and tear as well as highly hazardous working conditions. Examples of plant can include mobile compressors, graders, bulldozers, forklifts, trench diggers, dump trucks, front-end loaders, mechanical shovels etc.
Basically, the policy covers for fire and accidental damage to the insured plant including theft and burglary. Cover is applicable to the Machinery described in the insurance schedule while in operation or at rest, being dismantled for the purpose of cleaning or inspection or removal to another working location.