Group Personal Accident

Accidents, by nature, happen unexpectedly. And when they do, it’s wise to have a solid accident insurance plan in place, like our Old Mutual Personal Accident Cover. We’ll provide you the financial support you need so you can focus on recovery.

Our 24-hour cover guards you against financial loss due to injuries, disabilities or death resulting from external, visible and violent means.

This policy is a cover also for employees, club members/members of identifiable groups or associations.  The benefits receivable are under the following headings:


Scope of cover

Our scope of cover includes the following

  • Accidental death
  • Permanent disability from the accident
  • Temporary total disability that makes you lose your source of income

In the event of a serious accident

  • When you’re admitted at the hospital, we will make a cash payment up to your cover limit.
  • We will cover your medical expenses from the accident.
  • Permanent Disablement Benefits, which is also a fixed sum or a multiple of annual basic salary.
  • Temporary incapacity, weekly benefit is usually payable for a maximum of 104 weeks.
  • We will cover you against purchase of artificial aids, like crutches and wheelchair.

In the event of a fatal accident

  • We cover expenses arising from accidental death.
  • We will pay a final benefit to help your loved ones organize for the funeral.

Start Now Fast, Simple, Real Time.

Get a call back

Accidental death insurance | Get disability insurance on Old Mutual Insurance