Stay Fireproof!Random fires can take away your assets and investments in an
instant. Stay protected with our Fire and Special Perils cover.

What is Fire and Special Perils Insurance for Businesses?

The Old Mutual Fire and Special Perils is a policy that indemnifies the insured against any material damage, loss, or destruction to the property due to a fire disaster or any other insured peril.
How do I apply?

Visit any of our physical branches, call or email us, and our representatives will be on hand to assist and get you started with the application process.

Fire and Special Perils


Make the wise decision to protect yourself, your family and loved ones, and your assets by taking up our insurance product offerings.

Here is what you need to know about the Fire and Special Perils Insurance:
    • The value of the property insured
    • The nature of the business and of the construction.
    • Location of the premises
    • Loss of rent following a fire

    A basic fire policy covers damage or destruction to property by fire, lighting, or other domestic explosions.

    Yes, so long as the damage is as a result of fire and your policy covers the contents of the house.

    • Fire, lightning and limited explosions
    • Natural disasters such as earthquakes, and floods
    • Malicious damage
    • Spontaneous combustion
    • Escape of water from any tanks or water storage apparatus

    Yes, you can.

    Yes, you can make a debit standing order to make payments to our bank account.

    No, your policy is not transferable.