Protect Your
Accidents happen! Get cover for
your contractors and protect
them against the unforeseen.

What is Contractors All Risk Insurance?

This insurance covers loss or damage in respect of contract works, construction plant and equipment and/ or construction machinery, as well as third party claims in respect of property damage or bodily injury arising in connection with the execution of a civil engineering project.
What's in it for you?
  • Construction plant and equipment
  • Construction machinery
  • Third-party claims in respect of property damage or bodily injury

Below is what we cover:

A man working on a construction site
How does it work?

We provide cover for the value of the materials and property being used on a project. However, where there is an existing property cover for the existing property is excluded and must continue to be insured under its own insurance cover.

A woman with construction protection gear standing in front of a white board


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Here is what you need to know about Contractors All Risk Insurance:
    • Floods
    • Earthquakes
    • Water damage
    • Mold
    • Construction faults
    • Normal wear and tear
    • Willful negligence or poor workmanship.

    Yes, installments can be made in annual, biannual, or quarterly installments.

    No, your policy is not transferable.

    A renewal notice will be sent to you before the expiration of the policy.

    Yes, you can.

    • Non-payment of premiums are considered
    • Inability to substantiate the claim